Question about zakaat.

[hina11]

Assalamu Alaykum,
Thankyou so much for answering all our questions and helping us to increase our knowledge of Islam.

I would like to ask if Zakaat is due on my home, it has no mortgage therefore it is owned outright, I was looking for the answer in the archives but am still not sure, we have also recently bought some land in Pakistan would this have to have zakaat paid for it and could you let me know how it is worked out on land, home and gold and money and savings in banks.
I know you are very busy but I would be very much obliged if you could help me understand how to work Zakaat out
Thankyou very much .
Allah Hafiz

[Imam]

Bismillahir Rahmanir Raheem

Wa'alaykum 'Assalam wa Rahmatullahi wa Barakatuhu


All Praise be to Allah who is the Lord of the Worlds, and may Endless Blessings be showered upon His Most Beloved, and Final Messenger of Islam, Hadrat Muhammad Mustafa Salla Allahu ta'ala 'alayhi wa 'aalihi wa Sallam


It's not all that hard for us living in the West/England. There is no zakat on a house which is mortgage free, even though it holds its value. The hidayah states:

'There is no zakat on residential houses, personal clothing, household assets, riding animals, slaves for personal service, and weapons kept for use.'

Further:

'There is no sadaqah on what is less than 20 mithqals of gold. (7.5 tolas of gold.) When the weight reaches 20 mithqals, one half of a mithqal is charged upon it. (7 mithqals are equal to the weight of 10 dirhams). Thereafter for every four mithqals (over 20), two carats are charged'.

and also:

The Beloved Messenger of Allah Salla Allahu ta'ala 'alayhi wa Sallam has stated that there is a tenth of zakat upon that land which has been watered by the sky or stream, or on that land which is watered by the river ('ashri). [This means that a tenth must be given in zakat for what the land produces each year. This is in cases of land which is mountainous, desertous, or other types of land.]

But the lands which we have in say Pakistan or India in which we produce crops etc. Then it is a 20th of what the land produces.


This leaves money i.e. (cash), then that cash which is acquired for a year, and has been uniterrupted then a fourteeth of this is to be paid. If the amount has not been stable, then the threshhold of what you have kept for a period of a year must be paid. For example in January you had £100, in June £50, and in December £70, then zakat must be paid on the £50, as this has been what has remained constant in the account, this is what is zakatable.


Since the topic of zakat is a wide one, in the event of you having any more doubts, please post back, as I will do my best to assist you.


Jazak'allah for your question.



Wallahu A'lamu Biththawaab



M. Waseem Ashrafi